Interest in cooperative living has grown steadily as more active adults seek flexible, maintenance-free housing options that support long-term independence. Cooperative housing is especially appealing to adults 62+ who want to simplify their lifestyle without paying for unnecessary services, while still retaining the financial benefits of homeownership and the ability to age in place.

This housing model has continued to evolve, building on proven design principles first introduced by Ebenezer in Edina, Minnesota. These include spacious homes with adaptable layouts that support changing needs over time, along with thoughtfully designed common areas that encourage connection, recreation, and community engagement.

Together, these features create a highly desirable senior living option—one that balances privacy, ownership, and community in a way traditional housing models often cannot.

Learn the Difference Between Co-op, Condo and Renting

Cooperative Comparison

What's the Difference?


Co-Op Ownership 
Everyone has ownership interest in the entire property together. The cooperative holds the title to the master mortgage. 

Condo Ownership 
Everyone owns a divided piece of the property, holding individual titles. Owners take fee title or have sole ownership of a dwelling unit. 

Renting or Buy-In 
No ownership. The building is owned by a third party and charges tenants to live there. Buy-ins may retain a portion of the upfront cost upon transfer/re-sale.

Simplify Your Life With

Convenience & Style

Invest in Your Future

Invest in Your Future

Taking a state-of-the-art approach to building design, Estoria Cooperatives works with top architects and development partners to create innovative and thoughtfully designed living spaces. Each amenity is designed with the needs of those 62+ and over in mind, providing carefree living that is simple, secure, and enjoyable.

YOU CAN LOOK FORWARD TO:

Security
Reasonably priced homes with built-in equity appreciation ensure a sound investment. 

Safety
Innovative building design features the latest in security, with 24-hour security cameras at all common points of entry, giving peace of mind. 

Technology
The latest technology integrated with innovative communication systems in common areas and in your home keeps you connected with new neighbors, friends, and family. 

Convenience
A secure package and food delivery room and Guest Suites for visiting family and friends make living easy. 

Enjoyment
Indoor and outdoor common spaces, including sound rooms for music, meditation, or massage; art studio; yoga/fitness classroom; pub room; golf simulator; patio with firepit and grill stations; game and lounge areas; pickleball courts; and community green spaces create places to relax with old and new friends. 

Family Pets
A pet spa/dog wash station, pet park with artificial turf, and walking paths help make a happy home for your furry friend. 

Wellbeing
Holistic health and wellness programs offer lifelong learning opportunities. 

Health  
Through contract services, wellness coaching and personal training options create endless chances for personal growth. 

Connections 
Through our affiliation with M Health Fairview, we provide optional health care services to ensure peace of mind for those we serve. 

Estoria Cooperative Living Frequently Asked Questions

Frequently Asked Questions

& Helpful Resources

Exploring cooperative living often comes with important questions—and we’re here to help. Whether you’re just beginning to learn about this lifestyle or actively considering a move, we offer helpful resources to guide your decision.

Find an Estoria Cooperative Location

Estoria Cooperative Locations

Estoria Cooperatives offers elegant, vibrant communities designed to enhance your lifestyle, with each location thoughtfully selected for comfort, convenience, and the desires of member-owners. Our first completed community in Lakeville, Minnesota provides a welcoming, established setting with access to local amenities and everyday essentials.

We’re excited to be expanding with new communities coming soon to Oakdale and Victoria, Minnesota—each offering its own unique charm while maintaining the quality, design, and lifestyle you expect from Estoria.

Learn More About Cooperative Living with Estoria

Interested In Learning More?

Learn about this innovative lifestyle. Register to join our interest list at any of our Estoria Cooperatives.